Buying a Home
Are you looking to move home?
When moving home, finding the right mortgage and arranging it quickly is essential. Our expert advisers can assist you with the following:
- Calculating how much you can borrow from the various lenders in the market
- Establishing which lenders will actually lend, based on lending criteria and credit score
- Source the best options from a comprehensive range of lenders across the market not just your current lender, on a “true cost” basis
- Calculate how much the monthly payments will be, based on a number of scenarios to help you arrive at an informed decision
- Establishing whether it makes sense to port your current mortgage, particularly if it has any penalties
- Getting the timings right – the options should be worked out and an agreement-in-principle arranged before you commit to selling and incurring any sale fees
Don’t forget the importance of impartial advice!
You may assume that remaining with your current lender is the only option. However it is important to remember they will only be able to tell you about their own mortgage products. There could be a more suitable option for you with another, so let us take away the hassle of working this out.
Call us today to find out more.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Find out what we can do to help you with your finances. Get in touch with us today!